Monday, December 17, 2018

Response to Passing Losses On

(See: Just Above Sunset: Passing Losses On)

I confess, Obamacare has always been confusing to me but I suspect it’s even more confusing to Republicans, who don’t seem to understand that when ACA was being devised, the planners came up with pieces that all fit together in such a way that, if you take away any one of the parts, the plan falls apart.

For example, those planners knew they could always insist that insurance companies cover pre-existing conditions, but they also knew they couldn’t do that unless they allowed those companies to make enough money to pay for it. And that’s why they came up with a mandate that said everybody had to have insurance or else pay a penalty (originally a “fine”, but eventually, a “tax”) to cover it.

So the Republicans, who are apparently not as good with money as everyone seems to think they are, ZERO OUT the penalty for the mandate, yet still insist on keeping the pre-existing conditions that the mandates pay for!

And then some conservative judge comes along with his long-awaited ruling on a lawsuit filed by a number of state attorneys general. Here’s the background from the Wall Street Journal’s own reaction to his ruling:
Recall that Chief Justice John Roberts joined four Justices to say ObamaCare’s mandate was illegal as a command to individuals to buy insurance under the Commerce Clause. “The Framers gave Congress the power to regulate commerce, not to compel it,” he wrote.

Yet the Chief famously salvaged ObamaCare by unilaterally rewriting the mandate to be a “tax” that was within Congress’s power. Never mind that Democrats had expressly said the penalty was not a tax. Majority Leader Roberts declared it to be so.

Enter Texas Attorney General Ken Paxton, who argues in Texas v. U.S. that since Congress has repealed the mandate, the tax is no longer a tax, and ObamaCare is thus illegal. Judge O’Connor agreed with that logic, and he went further in ruling that since Congress said the mandate is crucial to the structure of ObamaCare, then all of ObamaCare must fall along with the mandate.
Okay, but think about this and tell me where I’m wrong:

Since Roberts’ “tax” solution was in response only to whether we can “fine” somebody for not buying insurance, and since the Republicans zeroed out that fine/tax to nothing, then where’s the problem to which the word “tax” is the solution? Because of the fact that there’s no longer teeth in the mandate, there’s no longer any compulsion here, which is what brought up the question of constitutionality.

Or am I missing something?

On the other hand, the actual problem we’re left with seems to be that, without the “stick" with which to hit people who refuse to buy insurance, making sure most every American is in the pool, where will insurance companies find the money to pay for all this stuff?

So no, you blockheads, ending the mandate didn’t make the Affordable Care Act unconstitutional, it just made the Affordable Care Act un-fucking-affordable!

Or did it? Maybe not.

According to Andrew Sprung at HealthInsurance.Org, who wrote "The GOP is still coming after your ACA coverage (whether you have a pre-existing condition or not)" back in September before the ruling of this past weekend:
The [State Attorneys General’s] suit ignores the fact that the current Republican Congress deliberately zeroed out the penalty while not repealing the ACA, reflecting learned experience that ACA subsidies are enough to keep the ACA private plan marketplace functioning, albeit in impaired fashion, no matter what measures (other than repeal) Republicans take to sabotage it.
In other words, maybe those subsidies called for by Obamacare will be enough to continue paying for coverage of pre-existing conditions?

I do hope so, but I must admit I’m not greatly encouraged by any argument that rests of the “learned experience” of a gaggle of random Republican Congressmen.

* * * * *

But while I got you, let me change the subject to the upcoming “Trump Shutdown” of the government to pay for his stupid wall.

Will there be a shutdown? I don’t know, but I do predict that he will fail to get his wall, and yet will still claim he succeeded.

So you have Stephen Miller saying that the administration would do “whatever is necessary to build the border wall,” and I’m thinking, "Anything at all that’s necessary?"

How about maybe rallying all those few Americans in favor of your wall, to roll up their sleeves, "put on overalls, bring hammers and saws and spare bricks and lumber and barbed-wire and whatnot, and meet us at the border, ready to put your sweat equity where your mouth is!"

"(Oh, yeah, and don’t forget to bring money!)”


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